Travel insurance

The content of this section is provided for informational purposes only. It is the responsibility of each traveler to obtain adequate travel insurance based on their place of residence and the country they are visiting.

For information about Blue Cross or Manulife supplemental insurance, consult our advisors.

1. Travel cancellation or interruption insurance and medical care

To travel with peace of mind, every traveler should always have travel insurance (cancellation, trip interruption, and medical care) when traveling outside Quebec or outside their place of residence. It is important to check your insurance policies and, if necessary, purchase additional insurance to ensure you are adequately covered.

Coverage provided by a credit card or personal insurance
If your trip is insured through your credit card or other personal insurance, check to see if it meets your needs. Does it include coverage for medical care and hospitalization abroad? Does it include cancellation insurance covering all non-refundable travel expenses paid in advance, as well as trip interruption insurance? Does it include coverage for lost or stolen luggage? After analyzing the situation, you will be able to determine whether or not you need to purchase additional insurance.

Coverage provided by the Régie de l’assurance maladie du Québec (RAMQ)
Visitramq.gouv.qc.cafor more information on the health coverage provided to all Quebec residents when traveling within or outside Quebec.

Since healthcare costs outside Quebec are usually higher, it is essential to purchase private travel insurance that covers all or part of the costs not reimbursed by the Régie.

2. Insurance covering unforeseeable and unpredictable events

Vélo Québec Voyages reminds you of the importance of checking whether your trip cancellation/interruption insurance covers unforeseeable and unpredictable events.

3. Insurance covering damage, theft, or loss of luggage and bicycles

Vélo Québec Voyages assumes no responsibility for loss, theft, or damage to your luggage and personal belongings (including your bicycle) during your trip. It is your responsibility to have adequate insurance for your luggage and bicycle.Please note that many home insurance companies, some group insurance plans, and certain credit cards cover property damaged or stolen outside the home. Check with the relevant authorities.