Travel insurance

The contents of this section are provided for information purposes only. It is the responsibility of each traveler to have adequate travel insurance for the country he or she is visiting and for his or her place of residence.

For information on Blue Cross or Manulife supplemental insurance, consult our advisors.

1. Trip cancellation/interruption and medical insurance

For peace of mind, travelers should always take out travel insurance (cancellation, trip interruption and medical care) when traveling outside Quebec or outside their place of residence. It's important to check the insurance contracts you hold and, if necessary, take out additional insurance to protect yourself adequately.

Credit card or personal insurance coverage
If your trip is covered by credit card or other personal insurance, check that it meets your needs. Does it include coverage for medical care and hospitalization abroad? Does it include cancellation insurance covering all non-refundable prepaid travel expenses, as well as trip interruption insurance? Does it include coverage for lost or stolen luggage? After analyzing the situation, you'll know whether or not you need to take out additional insurance.

Coverage provided by the Régie de l'assurance maladie du Québec (RAMQ)
Visit ramq.gouv.qc.ca to find out more about the health coverage available to all Quebecers when traveling within or outside Quebec.

Since the cost of healthcare services outside Quebec is generally higher, it's essential to take out private travel insurance to cover all or part of the expenses not reimbursed by the Régie.

2. Insurance covering fortuitous and unforeseeable events

Vélo Québec Voyages reminds you of the importance of checking whether your trip cancellation/interruption insurance includes unforeseen and fortuitous events.

3. Insurance covering breakage, theft or loss of luggage and bicycle

Vélo Québec Voyages assumes no responsibility for loss, theft or damage to your luggage and personal effects (including your bicycle) during your trip. It is your responsibility to have adequate insurance coverage for your luggage and bicycle. Many home insurance companies, some group insurance plans and some credit cards cover property damaged or stolen outside the home. Check with the appropriate authorities.