Travel insurance

The information in this section is provided for informational purposes only. It is the responsibility of each traveler to obtain adequate travel insurance based on their place of residence and the country they are visiting.

For more information about Blue Cross supplemental insurance, please contact our advisors.

1. Travel Cancellation or Interruption Insurance and Medical Coverage

To travel with peace of mind, every traveler should always carry travel insurance (covering trip cancellation, trip interruption, and medical care) when traveling outside Quebec or away from their place of residence. It is important to review your existing insurance policies and, if necessary, purchase supplemental insurance to ensure you are adequately protected.

Coverage provided by a credit card or personal insurance
If your trip is covered by your credit card or other personal insurance, check to see if it meets your needs. Does it include coverage for medical care and hospitalization abroad? Does it include trip cancellation insurance covering all prepaid, non-refundable travel expenses, as well as trip interruption insurance? Does it include coverage for lost or stolen luggage? After assessing the situation, you’ll be able to determine whether or not you need to purchase supplemental insurance.

Coverage provided by the Régie de l’assurance maladie du Québec (RAMQ)
Visitramq.gouv.qc.cato learn more about the health coverage available to all Quebecers when traveling within or outside Quebec.

Since healthcare costs outside of Quebec are generally higher, it is essential to have private travel insurance that covers, in full or in part, the expenses not reimbursed by the Régie.

2. Insurance covering unforeseeable and unforeseeable events

Vélo Québec Voyages reminds you of the importance of checking whether your trip cancellation/interruption insurance covers unforeseeable and unforeseeable events.

3. Insurance covering damage, theft, or loss of luggage and bicycles

Vélo Québec Voyages assumes no liability for any loss, theft, or damage to your luggage and personal belongings (including your bicycle) during your trip. It is your responsibility to have adequate insurance coverage for your luggage and bicycle.Please note that many home insurance companies, certain group insurance plans, and some credit cards cover property damaged or stolen outside the home. Check with the relevant providers.